Insurance Products | Health

Are you one of the millions of Americans who buys their own individual health coverage?

Health insurance for individuals and the self-employed

Finding health insurance in today's marketplace doesn't have to hurt. Florida Health Group is here to help you navigate through the maze of health insurance options. Florida Health Group specializes in serving the individual and self-employed market segment. We have aligned ourselves with Top Carriers that represent the best in the market.

Florida based and Florida focused, AvMed Health Plans has a proud legacy of service excellence that has spanned more than 40 years. Florida's #1 Rated HMO Health Plan*. (The highest overall rating of any Florida plan submitting data to the National Committee for Quality Assurance (NCQA).*

With AvMed Individual Health, you may choose from an extensive, strong network of participating health care service providers. In-network benefits will provide you the most value for your health care dollars. More than

• 21,000 physicians, specialists and hospitals provide AvMed members access to quality medical care in every major metropolitan area of the state.

Assurant is the oldest Individual Health Insurance Company in America (1893) and a Fortune 500 Company (A rated) offering unique and innovative health and supplemental plan designs for the individual segment. Assurant offers individual and small group health plans in 43 states across America.

Assurant's product portfolio is the most comprehensive in the marketplace offering eight distinct plan designs as well as specialty products. Some of the plan design and benefits include:

• $25,000,000 lifetime maximum – highest of any individual plan
• 2 & 3 year rate guarantees
• RX Card with every plan
• Affordable Access Plans offering price points for limited budgets
• Flexible underwriting offering condition specific deductibles and counter offers results in 95% policy issue rate
• Broadest PPO Network selections of any Carrier
• National Organ Transplant Network offering access to the world's finest facilities
• Worldwide coverage

United Healthcare is the largest Insurer in the US serving their clients for more than 60 years. UHC offers a broad array of plan choices all supported by their own Network. UHC offers a high quality choice for individual and small group health insurance. Some of the benefits for choosing UHC include:

• Great plan choices including Health Savings Accounts and multiple major medical and co pay plan options
• Comprehensive Co pay coverage for Primary Care, Specialists, Wellness and Urgent Care
• Top notch RX benefit
• 2 year rate option, dental and immediate wellness benefits
• United Healthcare Choice plus network. Direct network allows for great discounts with 4,800 Hospitals and 573,000 doctors throughout the US
• Short Term Medical and stand alone dental

CIGNA's individual and family plans offer simple-to-use, comprehensive health plans. CIGNA's Open Access plans allow you the option to choose an in-network provider or receive care from a provider who isn't a part of the CIGNA network. You can choose your PCP (Primary Care Physician) and you do not need a referral to see an in-network or out-of-network specialist. Deductibles range from $1,000 to $5,000 for individuals and $2,000 to $10,000 for families in-network. Health Savings Plans (HSA) are comprehensive plans with high deductibles that allow you to use a tax-advantaged HSA to help pay for current medical expenses or save for future medical expenses. Most preventive care services are covered 100% and you have direct access to participating specialists without a referral. Deductibles range from $1,500 to $5,000 for individuals and $3,000 to $10,000 for families in-network.